If you have credit card debt with high interest rate, consider transferring your balance to a brand new credit card that offers 0% APR on balance transfers. Capital One Platinum Prestige Credit Card is one of the market leaders in 0% balance transfer credit cards. Currently, when you sign up for Capital One Platinum Prestige card, you receive 0% APR on balance transfers until June 2011 and also 0% APR on purchases until June 2011. There is no annual fee for this card.

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Alternatively, you can sign up for Citi Platinum Select Mastercard which also offers 0% APR on balance transfers for 18 months and 0% APR on purchases for 12 months. Refer to Citi credit card review for additional information.